This website assists consumers in locating a lender and/or lending partner. We are not a lender and/or lending partner or broker of loans and we do not take loan applications. Instead, we take referral information and make referrals to lenders and/or lending partners or networks of lenders and/or lending partners. Personal Loan amounts vary from $1,000 to $2,500.00. Not all lenders and/or lending partners can provide up to $2,500.00 and not all referrals are accepted. For those consumers who do not qualify for a Personal Loan, we will refer you to alternative sources. We do not make loans of any type or credit decisions. We are not offering or soliciting you to participate in a loan. This site will refer you to sources including lenders and/or lending partners and networks of lenders and/or lending partners. Providing your information on this Website does not guarantee that you will be approved for a loan of any type. We are not an agent, representative or broker of any lender and/or lending partner and do not endorse or charge you for any loan or related product. Our sources tell us that cash transfer times may vary and may depend on your individual financial institution. In some circumstances faxing may be required. This service is not available in all states. Other than the referral, we have no involvement in your application and loan process. For details, questions or concerns regarding your application or loan, please contact your lender and/or lending partner directly. Our referrals are seeking individuals who wish to have short term financing to solve immediate cash needs. Our referrals should not be considered or used as a long term solution. lenders and/or lending partners may or may not perform credit checks with the three credit reporting bureaus: Experian, Equifax, or Trans Union. lenders and/or lending partners may perform alternative credit checks or consumer reports through alternative providers. By submitting your request for a referral, you are authorizing our referral sources including lenders and/or lending partners to independently verify the information you submitted and your credit worthiness. This service does not constitute an offer or solicitation for loan products which are prohibited by any state law. This service and offer are void where prohibited.
APR Disclosure. Some states have laws limiting the APR (Annual Percentage Rate) that a lender can charge you. APRs range from 3.09% to 35.99% APR with terms from 61 days to 180 months. For example, you could receive a loan of $6,000 with an interest rate of 7.99% and a 5.00% origination fee of $300 for an APR of 11.51%. Your actual rate depends upon credit score, loan amount, loan term, and credit usage and history, and will be agreed upon between you and the lender. Some states have laws limiting the APR (Annual Percentage Rate) that a lender can charge you. Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR. The Annual Percentage Rate is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement.
